Spending within your means is one way to be thrifty.
Putting money into a money market savings account, or other growth account, is another way to be thrifty.
But "thrift" must also include good stewardship, not only of your personal finances, but also for stewardship for your community. When you put your money into a Credit Union, your money works for the community. When you put it into a national bank, your money can, and probably does, go to invest in businesses like The Dakota Access Pipeline, or other environmentally destructive enterprises.
Likewise, if you invest in stocks, make sure that the companies you invest in are environmentally accountable, are not in the business of arms profiteering or other harmful shennanigans.
We are all connected.
The inverse of Extravagance is Thrift.
The root word of "thrift" is "thrive." What do you need to thrive?
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